Pre-Paid Funeral Plans

Planning your funeral in advance can help to ease the emotional and financial strain on friends, family and loved ones at a very difficult time.

Funeral plans have an important role to play in terms of helping people to not only plan for and off-set the cost of their funeral, but also to remove some of the uncertainty and distress for families in knowing that they are arranging the funeral that the person who died would have wanted.

Funeral plans come in different shapes and sizes, just like all financial products and it’s important to choose one that’s right for you. Below is our short guide to some of the steps you might wish to take when buying a funeral plan.

Important steps

  • Talk to those closest to you.

  • Talk about what kind of funeral you would like for yourself; explain that you are considering taking out a funeral plan as it will be important for them to know this information, and tell them where they will be able to find the plan, when the time comes.

  • Be Inquisitive; as with any financial purchase, do your research to reassure yourself that you are choosing a provider that’s right for you.

  • Talk to Browning’s.


Ask questions of the funeral plan provider.

Your questions should include:

  • Are they registered with the Funeral Planning Authority?

  • Where will your funds be invested?

  • Are there management charges or other deductions by the plan seller?

  • Will the plan provider will inform your chosen funeral director that they have been nominated?

  • Is the product guaranteed to cover the full cost of the funeral ?

  • Or is there a chance there may be a shortfall?

  • Do not feel under any pressure to decide, until you are satisfied with the answers to your questions and that you have all the information.

  • Once you’ve chosen a plan, don’t forget to leave the details with your Will, or tell someone close to you where to find it.

  • As with any financial purchase, do your research to reassure yourself that you are choosing the right provider for you.

  • Funeral planning firms are not regulated by the Financial Conduct Authority, however some funeral planning companies volunteer to be self-regulated by the Funeral Planning Authority. Find out more on their website: funeralplanningauthority.co.uk.